Are You on Track for Early Retirement?

You may be able to give yourself that gift sooner - Issue #16

I’m not a fan of opening presents early. My baby brother used to beg my parents to open his presents the day before his actual birthday. They would always give in, and it drove me crazy.

I like surprises. I enjoy the anticipation. I think that’s as much of the experience as the actual gift itself. Sometimes it’s even better.

But, there is one gift that yo…